Payne’s check Cashing is a locally owned business in Culpeper, Charlottesville and Madison. We started in Culpeper offering check cashing and payday loans. In 2001 we expanded to the Charlottesville area where we now have 2 locations. In 2015 we opened our fourth location in Madison. Last summer, realizing the need for larger loans than payday loans provide, we began to offer car title loans under the name Payne’s Title Loans.

Our goal as a company is to provide fast service, a friendly atmosphere, and great rates to our customers. We have many financial services available to help you out today!

We cash many types of checks for a small fee. We get you in and out quickly without the long lines you get at a bank. All we need is a state or federal picture ID and the check.

Our Bill Pay offers a safe convenient way to pay your bills without the worry of your payment getting lost in the mail. All you need is the cash and the account number and we take care of the rest!

We offer payday loans because we know that sometimes your paycheck doesn’t stretch far enough and you need cash fast. We loan up to $500 and give cash instead of a check. Instant approval and no credit check needed. It’s a quick and easy way to get the money you need with a company you can trust.

Our money orders are just 50 cents for up to $500. Most other companies charge over a dollar! It’s the smart way to mail money.

check cashing,
money orders,
payday loans and
title loans.