Payday Loans - Cash Advance

We Give Cash, Not Checks

Got an unexpected bill? Need a cash advance until your next paydate?
Come into one of our locations and get a payday loan up to $500. Perfect
for those times when you need a cash advance between paydates.

What to bring with you:

An unexpired Virginia ID or Drivers License
A copy of your most recent paystub from your employer
showing year-to-date
A copy of your bank statement from your checking account
with your name and Account #
A blank check to be made payable to Payne's Check Cashing

Payday Loan Duration
(Based on Pay Frequency)
Pay Frequency	Weekly	Bi- Weekly	Semi- Monthly	Monthly
Loan Duration	28 Days	28 Days	31 Days	62 Days

Payday Loan Rates
Loan Amount	$100	$200	$300	$400	$500
Fee^*	$27.80	$50.60	$73.40	$96.20	$119.00
APR^*	357.429%	325.286%	314.571%	309.214%	306.000%

*Fee and APR based on a 28 day term. Includes origination fee of $20 per $100
borrowed and 36% interest (APR) plus a $5 verification fee.

The Process:

Fill out an application at one of our locations
Once approved, write us a check for the loan amount plus fees
We'll give you cash in hand right then
Pay the loan back on your due date (See Chart to the left)
with cash and get your check back